The Yes Bank POP CLUB Credit Card is perfect for people who want rewards and extra benefits. It works well for both salaried and self-employed people. This card makes everyday spending more useful and rewarding.
In this guide, we will explain the benefits, rewards, milestone offers, fuel and fee waivers, who can apply, and how to get the Yes Bank Credit Card.
Key Benefits of Yes Bank POP CLUB Credit Card
Welcome Benefits
New users can enjoy joining benefits worth ₹5,000, giving you extra value right from the start. Here’s what you get:
- 500 Bonus POPcoins (₹500 value): Credited to your account within 37 days after activation.
- 6-Month PharmEasy Plus Membership: Enjoy benefits worth up to ₹1,499.
- Cleartrip Voucher: Get ₹750 to use for your travel bookings.
- Cult Sport Voucher: Receive ₹500 to redeem at Cult for fitness classes or products.
- 3-Month Zomato Gold Mini Membership: Enjoy exclusive discounts on food orders.
- Rapido Free Rides: Get 2 free rides every month.
- Blinkit Free Deliveries: Avail 5 free deliveries on a minimum spend of ₹199.
These welcome perks are designed to enhance your experience, giving you rewards across shopping, food, travel, and fitness as soon as you join.
Rewards
With POP, you can earn rewards on your transactions and make the most of your spending. Here’s how it works:
- Online Transactions: Earn 10 POPcoins for every ₹100 spent online.
- Offline Transactions: Get 2 POPcoins for every ₹100 spent in offline stores.
- Bonus Coins: Earn extra POPcoins for credit card payments via POP UPI and transactions on POP Shop or with POP Ecosystem partners.
- Exclusions: POPcoins are not earned on fuel, rent, wallet top-ups, ATM withdrawals, utility payments, insurance premiums, or POI funding transactions.
- Value of POPcoins: Each POPcoin is worth ₹0.25, making your rewards redeemable for a wide range of products and services.
Additionally, new users receive welcome benefits worth ₹5,000, giving you an extra boost right from the start.
Milestone Benefits
POPclub offers additional perks and rewards when you reach certain spending milestones or use specific services. Here’s what you can enjoy:
- Extra POPcoins: Earn an additional 1,500 POPcoins when your annual spending exceeds ₹1.5 lakh.
- Fuel Benefits: Get a 1% fuel surcharge waiver, helping you save while refueling.
- Spend-Based Waiver: If you spend ₹1,50,000 in a card anniversary year, you receive a renewal fee waiver for the following year.
- Other Perks:
- Enjoy a UPI-enabled credit card for easy digital payments.
- Zero joining fees, making it convenient to start using the card.
- Get free cancellation and rescheduling on Cleartrip bookings.
- Use POPcoins for direct discounts on purchases within the POPclub app.
- Make contactless UPI payments using the scan & pay feature.
These milestone benefits are designed to reward loyal users and make everyday spending more convenient and rewarding.
Pros & Cons
| Pros | Cons |
|---|---|
| Low annual fee | POPcoins redemption options limited to Yes Bank partners |
| POPcoins rewards on all spends | Interest rates on unpaid balances can be high |
| Fuel surcharge waiver | Not ideal if fuel expense is negligible |
| EMI facility for purchases | Requires timely payment to avoid penalties |
Comparing POP CLUB With Similar Credit Cards
| Card Name | Rewards Type | Annual Fee | Ideal For |
|---|---|---|---|
| Yes Bank POP CLUB | POPcoins + fuel | ₹500 | Daily spends, fuel, online shopping |
| HDFC MoneyBack Card | Cashback | ₹500 | Online shopping, dining |
| ICICI Platinum Chip Card | Cashback | ₹450 | Grocery & utility spends |
Eligibility Criteria
For Salaried Customers:
- Age: 21 to 55 years.
- Minimum monthly income: ₹25,000+
- Stable employment and good credit score.
- Documents Required :- Identity Proof, Address Proof, Income Proof ( salary Certificate, recent Salary Slip, Employment Letter)
For Self-Employed Customers:
- Age: 21 to 55 years.
- Minimum annual income as per bank’s policy.
- Proof of business continuity for 1–2 years.
- Strong financial documentation (ITRs, bank statements).
Note: Final approval depends on Yes Bank’s evaluation and credit history.
How to Apply for Yes Bank POP CLUB Credit Card
- Visit the official application page or click the button below.
- Fill in personal, employment, and income details.
- Upload documents: PAN, Aadhaar, income proof, photograph.
- Submit the application for bank verification.
- Card delivered to your registered address upon approval.
Apply Now for Yes Bank POP CLUB Credit Card
Documents Required
- PAN Card
- Aadhaar or valid government-issued ID & address proof
- Salary slips (salaried) / ITR (self-employed)
- Passport size photograph
Reward Redemption Options
- Online shopping on e-commerce platforms.
- Flight and hotel bookings domestically and internationally.
- Gift vouchers from popular retail brands.
- Lifestyle experiences via POP CLUB partners.
Tips to Maximize POP CLUB Benefits
- Use for fuel & groceries – earn POPcoins & cashback simultaneously
- Pay bills via EMI for large purchases – reduce financial strain
- Track POPcoins monthly – redeem them before expiry
- Pair with budgeting app – avoid overspending on rewards
Real-Life Scenario: How POP CLUB Helps You Save
Scenario:
Amit, a 30-year-old IT professional, uses the POP CLUB card for:
- Fuel: ₹6,000/month
- Groceries: ₹8,000/month
- Online subscriptions: ₹2,500/month
Benefits:
- Fuel surcharge waiver: 1% of ₹6,000 = ₹60 saved monthly
- POPcoins rewards: 1,500 POPcoins earned on ₹1.5 lakh annual spend → redeemable for vouchers
- Online shopping rewards: 5% cashback on select merchants
💡 Takeaway: By using the POP CLUB card strategically, Amit saved ₹5,000+ annually while earning rewards on everyday spending.
Apply Now for Yes Bank POP CLUB Credit Card
Frequently Asked Questions (FAQs)
Nominal annual fee, which can be waived upon meeting spending criteria.
Yes, accepted worldwide wherever Visa/Mastercard is available.
Through the POP CLUB rewards portal for vouchers, travel, and lifestyle services.
Yes, new cardholders may receive welcome points or other offers.
Conclusion
The Yes Bank POP CLUB Credit Card is ideal for those who spend regularly on fuel, groceries, and online shopping. By using it strategically, you can save money, earn rewards, and manage finances effectively.